Renting in Los Angeles has always been competitive, but in 2026, landlords are checking credit more strictly than ever. If you're planning a move to LA, ignoring your credit score could cost you your dream apartment.
The Magic Number: Is 700 the New 650?
While historically a score of 650 was considered "fair" for many rentals, data from recent listings suggests that corporate landlords in areas like Santa Monica and West Hollywood are now looking for 700+.
What If My Score Is Lower?
Don't panic. Large apartment complexes use automated screening, but independent landlords are often more flexible. Here are three things you can offer to offset a lower score:
- Higher Deposit: Offering 2 months upfront shows financial stability.
- Co-Signer: A guarantor with strong credit can bridge the gap.
- Proof of Rent Payment: Show 12 months of on-time payments from your last rental.
Checking Your Own Score First
Before you pay any application fees (which can run $50+ per apartment), know exactly what they will see. Use free resources to check your report for errors.